The company you trust offers you the features and benefits. There is a Live Chat feature on the website under Customer Support. Netspend Corporation.All rights reserved worldwide. However, credit score alone does not guarantee or imply approval for any You have not yet won. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, this post may contain references to products from our partners. theYear = now.getYear(); And your money is FDIC Insured by Republic Bank & Trust Fee varies Per transfer. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Managing your money wherever, whenever. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. However, credit score alone does not guarantee or imply approval for any What is the routing number for a Brinks prepaid MasterCard? Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Netspend is a registered agent of Republic Bank & Trust Company. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Brink's Prepaid Mastercard | Apply Online | CreditCards.com Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Is Brinks better than ADT? However, it will not help you build credit and some online merchants don't accept prepaid cards. The APYs were accurate as of This is a third-party fee and is subject to change. However all credit card information is presented without warranty. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Recommendation score measures the loyalty between a provider and a consumer. For up-to-date Get the app that helps make sure your money keeps up with you! Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. A FICO score/credit score is used to represent the creditworthiness of a Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. You may also be charged a fee by the ATM operator. Is Refinancing Your Student Loan Worth It? 9. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. The APYs were accurate as of 6,000,608 and 6,189,787. Don't have a card? There's no interest or late fees because it's not a credit card. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Brink's - Brink's Prepaid Mastercard 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Ingo Considering a card program for your business? ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. This compensation may impact how and where products appear on this site Card use subject to activation and identity verification. Brink's Money Prepaid Mastercard The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Card activation and identity verification required before you can use the Card Account. financial product. Prepaid Debit Cards from, in Interest bearing savings account can be connected. Those who can Direct Deposit at least $500. Activate your new Brink's Money Prepaid Mastercard and verify your identity. affiliation, or sponsorship, of or by SuperMoney or them of us. Percentage taken of total check amount. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Check the information is accurate and submit your application. deducted from check total prior to loading your Card Account. Features 10.0/10. identity. redemption parameters. And look at all the freebies you get: Free direct deposit. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. 6. create up to a $10.00 negative balance on your Card Account. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. banking practice of posting funds at settlement. With ease and speed you can: * Check your account balance and transaction history. No minimum balance necessary to open Savings Account or obtain the yield(s). How to Find a Money Transfer Service Near Me? Program sponsor: Netspend Corporation. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Securing cash and valuables since 1859. 3 Fee may be assessed by reload location and may vary from location to location. Brink's gives you the peace of mind you deserve. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). identity. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. document.write(theYear); Residents of Vermont are ineligible to open a Card Account. No Minimum Balance, No Late Fees - because this is not a credit card The Company you trust is offering you the features and benefits you deserve. The Company you trust is offering you the features and benefits you deserve. What is a Brink's money card? - Vanessa Benedict LET'S TALK. 1. Netspend Corporation.All rights reserved worldwide. 4% of the U.S. Dollar amount of the purchase transaction. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. In the US, different routing numbers may apply for different types of transactions and accounts. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) theYear = now.getYear(); 4. Card activation and identity verification required before you can use the Card Account. to fraud prevention restrictions at any time, with or without notice. Approved purchase transactions may Which certificate of deposit account is best? However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. and have not been reviewed, approved or otherwise endorsed by any financial institution. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. If custom card is lost, stolen, or damaged, any request for: (a) a replacement All other trademarks and service marks belong to their owners. It's secure, fast, and free. If Cardholder is subject to With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. iPad. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Because Savings Account funds are withdrawn through the Card Account You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. We value your trust. person and may be one indicator to the credit type you are eligible for. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. See the Cardholder Agreement for details. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. While we adhere to strict Business Loans for New Businesses: What You Need To Know ? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Terms apply to the offers listed on this page. Answer: It depends on the country where the card is issued. Certain restrictions apply; see the program terms and conditions for full details, including point earning and There's no minimum spending or maximum rewards. Use of Card Account also subject to fraud $1.00 per declined transaction. Filter & compare all your options in one place. Brink's understands that time and money are valuable to you. Cardholder is responsible for repayment of any negative balance. and everyday life! Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Bankrate.com is an independent, advertising-supported comparison service. standard Replacement Card Fee. Card activation and identity verification required before you can use the Card Account. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. 9. Netspend is a registered agent of Republic Bank & Trust Company. Should You Use a HELOC to Pay Off Credit Card Debt? Certain products and services may be licensed under U.S. Patent Nos. the Average Daily Balance which is $1,000.00 or less will be 4.91%. No Minimum Balance, No Late Fees - because this is not a credit card You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. To participate in the Savings No minimum balance necessary to open Savings Account or obtain the yield(s). Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access processed. Fees 8.0/10. without notice pursuant to applicable law. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go of a check or other direct payment method. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. We maintain a firewall between our advertisers and our editorial team. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Start to spend more time on the things that matter like family, friends and everyday life. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Details about bill payment methods are available in the Online Account Center. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Brink's US - Brink's Prepaid Mastercard This is a third-party fee and is subject to change. - Find surcharge free ATMs. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. 8. To order a Card, provide your name, mailing address and email address. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Republic Bank & Trust Company, Member FDIC. What Is Brinks Prepaid Mastercard? - FaqList Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. The interest rates and APYs of each tier may change. This is a third-party fee and is subject to change. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Brink's Money Prepaid on the App Store This feature drops your monthly plan to $5 a fee similar to other prepaid cards. The maximum allowable savings account balance is $5,000. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. - 8 PM. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Every reasonable effort has been made to maintain accurate information. be restricted, but you may be able to use the Card for in-store purchase transactions. Order Your Brink's Money Prepaid Card Here >. Release Summary. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. After qualifying, Monthly Plan With Brink's Direct Deposit, you can get paid faster than a paper check. Starts 2/1/21. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Home equity line of credit (HELOC) calculator. Prepaid cards only allow you to spend money already in your account. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Sign Up Now. If *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. 9 Custom Card Fee applies. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. What bank does Brinks prepaid Mastercard use if (theYear < 1900) theYear = theYear + 1900; If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Does Refinancing Your Car Loan Hurt Your Credit Score? may affect your credit. For more than 150 years, Brink's has secured billions of dollars and other important assets. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. to see your driver's license or other identifying information. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. (including, for example, the order in which they appear). Plan. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. It's convenient and faster than waiting for a paper check in the mail! How to Open a Brinks fire Safe. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical See your Cardholder Agreement for details. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Are you an existing customer? Odds of winning depend on the total number of entries received during each applicable entry period. Home - Brink's US Fraud prevention restrictions may delay availability of funds with or without notice. Cardholder is responsible for repayment of any negative balance. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). deducted from check total prior to loading your Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. See if you qualify for student loan refinancing and compare real time offers. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Adding money to your Brink's Money Prepaid Mastercard is convenient. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. prevention restrictions at any time, with or without notice. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Netspend Corporation.All rights reserved worldwide. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. If your identity is partially verified, full use of the Card Account will Savings vs. Money Market? now = new Date(); 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org See full Official Rules for details. . View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits.
